Our commitment

04.

Our customers feel they are in good hands with us. We will continue to do everything we can to earn their trust time and again – with integrity, authenticity, and partnership.

However, for us, living up to our responsibilities goes beyond the assets entrusted to us. We also see our work as a contribution to sustainable business practices and living in our society. ESG criteria are playing an increasingly important role, and not just in the investment of our own funds.

V-Bank has been active and committed in all ESG dimensions for years.

Environment

Because protecting our environment starts with us.

We see digitalization not only as a means of increasing customer benefits and cost efficiency, but also as an active contribution to environmental protection. For example, V-Bank has been offering a digital account and securities account opening process for years, which is possible with a digital signature – even for legal entities. Asset managers can also use appropriate programs and our interface to provide their customers with information and documents in purely digital form via V-Bank.
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Several years ago, we switched from initially free postal delivery to a flat-rate postage fee and then to a shipping-dependent fee structure in order to increasingly encourage our business partners and their clients to use only digital receipts and reports. To ensure that information is provided to end customers digitally in a timely manner and via the appropriate channel, our business partners can use an end customer app provided by us. At the same time, wherever legally possible, we have switched our business correspondence from letter to email. Our digital tax reporting service leads to a reduction in printed documents and their dispatch when it comes to posting, balancing, and declaring securities accounts for companies and foundations for tax purposes.

In our travel policy, we encourage our employees to always travel by train for business trips whenever possible and provide them with a Bahncard 50 rail card for this purpose.

We strive to establish cooperations and network partners so that our business partners not only comply with their ESG obligations in terms of regulatory requirements, but also contribute at an early stage to ensuring that financial flows are structured in a sustainable manner. V-Bank has therefore concluded a framework agreement with ISS ESG.

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Social affairs

Because we know that we are part of a larger whole.

For years, we have been supporting foundations that conduct research into rare childhood diseases with a Christmas donation. We have discontinued giving gifts to our business partners in favor of this. For more than eight years, we have been a third-party funding provider for the Institute for Wealth Management (InVV) at the Technical University of Aschaffenburg, where we support scientific research into the independent asset management industry and its framework conditions.
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As a company, we are guided by the United Nations Sustainable Development Goals and are signatories to the "Diversity Charter."
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Responsible corporate governance

Because we are aware of our responsibility.

V-Bank has deliberately excluded areas from its business model that have repeatedly led to misconduct at traditional banks and savings banks (e.g., investment banking, corporate loans, and proprietary trading). Through an advisory board consisting of 10 asset managers, shareholders actively participate in shaping the development of V-Bank, alongside the governing bodies and opportunities afforded by stock corporation law.
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Flexible workplaces, i.e., home offices and shared office spaces, will remain an integral part of our corporate culture even after the coronavirus pandemic. In this way, we are helping to reduce the impact on the environment by cutting down on commuting and improving the work-life balance of our employees.

We have systematized and further expanded our company pension scheme and fringe benefits in a separate pension fund – including e-bikes as "company vehicles."

In order to fulfill the representation obligations arising from ARUG II, V-Bank has developed a cooperation offer for its business partners in collaboration with the German Association for the Protection of Securities Holders (DSW).

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art

Because art is related to our corporate values

As a custodian bank, we are challenged every day to think outside the box, find creative solutions, and promote innovative ideas. In doing so, we repeatedly experience how valuable fresh impetus is. It comes from places where creative processes are set in motion and value is created. One such area is art. This was the idea behind our decision to build our own art collection featuring photography and digital art. The selection of artworks is based on our company's values, with innovation and trade being two recurring themes that represent us and our business. With our collection, we have not only found high-quality furnishings for our premises, but we have also accepted our responsibility as a company to contribute to the promotion of art. The link

below gives you an initial insight into V-Bank's commitment to art. We hope you share our interest and perhaps find some inspiration in the works.
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